Building your own home is the ultimate dream for many people. If you can do it on land that you already own – or that you purchase specifically for this purpose – even better! You can get the exact location AND house that you want – something that isn’t always possible otherwise.
Have your own homesite? Our “On Your Lot” program spans Kent and Sussex counties in Delaware and the Eastern Shore of Maryland. Whether you come prepared with a floor plan, select from one of our popular designs, or are just getting started with a few ideas, we’re ready to guide you through every step of designing and building your new custom home.
At Carl Deputy and Son Builders, we build custom homes that can be built on our lots or your own. We will thoroughly assess your site, work with you to come up with the perfect design, and then construct your house using our renowned high-quality craftsmanship. If you are considering building a home on your own land, reach out to our offices to learn more about our services.
What Does Build On Your Own Lot Mean?
Build on your own lot – or build on your own land – is exactly what it sounds like. Carl Deputy and Son Builders will construct a house on a piece of property that you already own or that you will buy for this purpose. By building on your own lot, you won’t have to sacrifice when it comes to your ideal location or dream house. You’ll have the ability to choose both.
Many people come to us having already purchased a lot. Some customers are just getting started in the process and would like our help selecting a piece of property. Our team can give you information to help you get started on a search for property and can even help assess any land that you might be considering for a potential build site.
Buying land in Delaware is different than buying an already-constructed home. It requires different financing and consideration of things like zoning, access to utilities, and even roads. There are three types of land that you may purchase:
- Raw land is essentially virgin land without basic utilities and services.
- Unimproved land will typically have road access, but will not have utility lines.
- Improved land has access to both roads and utilities and is ready for construction.
The type of land that you buy will affect the financing that you can obtain. It will also impact construction costs and the time to complete a build. Keep in mind that not all land is suitable for building – and that some properties may require significant work before home construction can begin.
Carl Deputy and Son Builders has experience building on all types of property in Kent and Sussex Counties and the Eastern Shore of Maryland. We’ll give you a frank assessment of your chosen property, particularly as it relates to your desired home. Along each step of construction, we will work collaboratively with you to make sure that you are getting exactly what you want as you build what will hopefully be your forever home.
Our Build On Your Own Lot Process
The idea of building a home on your own land can be daunting, particularly if you haven’t built a house before – let alone one on your own lot. Fortunately, we are here to walk you through it – from choosing a parcel of land to finalizing the last details.
1. Getting to Know What Matters to You
When you reach out to Carl Deputy and Son Builders about building on your own lot, we will start with a meeting. In our first meeting, we’ll focus on:
- Talking about your goals when it comes to building a house. Do you want a large house in a rural area or a more compact design in a city?
- Pinpointing the features of your new home that are most important to you, as well as those that are not as critical. Is one-floor living your primary goal? Or do you want to make sure that you have enough space for kids, grandkids, and extended family?
- Explaining building prerequisites, constraints, and requirements for the property that you already own (or property from our inventory).
- If you haven’t purchased the property yet, giving you some basic specifications on what to look for when searching for land.
- Exploring our collection of home design floor plans to find the one that aligns with your needs. If you’d prefer a custom home, we can have a conversation about what that would entail, including the timeline and cost.
- Detailing the construction journey and setting expectations.
- Reviewing your financing options and offering referrals to assist in obtaining suitable construction/permanent financing tailored to your situation. Depending on where you are in the process, you may need to obtain both a land loan and a construction loan. Please note, that you’re not obligated to choose one of our recommended lenders.
This introductory meeting gives us a chance to get to know you and your expectations. It also allows you to learn more about what building on your own lot involves before you take the leap.
2. Site Assessment and Home Design
The next step of the process involves drilling down on specifics. We will start with a site assessment. If you aren’t building on one of our lots – which have already been evaluated for suitability – then we will need to analyze your site.
We will look at a variety of factors when determining whether your site is appropriate for building a home. This includes things like the quality of the soil for building, whether the lot is in a flood zone, road access, the availability of utilities, zoning, and land use restrictions, elevations, and whether any wooded areas will need to be cleared in order to build. Remember that even if it is possible to build on a plot of land that is less than ideal, it will likely increase costs significantly if you have to put in a septic system, build a road, or level the ground.
If your lot is good to go, then we will start to design the home itself. As experienced home builders, we have a range of home designs and floor plans available. We can also work with a designer to build a completely custom home.
In the first meeting, the conversation would have been more general – the type of house you want to build and your dreams for your future home. During this meeting, we will get into the details so that we can develop an estimate and start to line up materials and tradespeople for the project.
3. Sales Agreement
Once you have selected a home design and we have completed a site assessment, we can proceed to the next step: signing a contract for construction. This contract will contain certain key elements, such as the estimated price, material terms, and an estimated completion date.
Bear in mind that due to factors outside of our control – such as an unexpected increase in the price of raw materials – the total cost of your project or the completion date may change. We will keep you updated along the way so that you know exactly what is happening and what to expect. All material changes to the agreement will have to be approved by you as the homeowner.
With a signed sales agreement, you can seek out a construction loan (if necessary). If you don’t have a preferred lender, we can recommend some banks that we frequently work with on other projects. Once you obtain financing, then we can move on to the next phase of the process: final design choices and then construction!
4. Design and Selections
With any construction process, certain permits will have to be obtained from local government agencies. While we go through the permitting process, we will work with you on finalizing interior finishes and other selections.
You will visit our Design Center to meet with a member of our design team to finalize things like flooring choices, paint type and color, lighting, fixtures, and tile. You can also make other design choices at this point, such as exterior decorative shutters, the color of siding (if any), the style of your garage door, and other decorative finishes on the exterior of your home.
5. Construction
After obtaining your permit, you’ll have an on-site meeting with your project manager to conduct a thorough review of your house plans and selections. The construction phase kicks off with the groundwork and laying the foundation.
At this point, we can do the rough work – including framing, plumbing, electrical, and mechanical. Your project manager will also meet with you for a walk-through after the rough work is done. This gives you a chance to make sure that everything is where you want it before we move to the next phase.
We will continue to build your house, from adding insulation to the walls to installing drywall. Our team will install trim, doors and windows, cabinets, bathroom fixtures, appliances, and other necessary items. The last steps will include painting and installing flooring to prevent damage as we continue to work on your home.
We understand that building a house is a major financial investment – and an emotional one, too! You want your house to be perfect, and we get that. During the build process, you can request other walk-throughs to make sure that the construction meets your vision.
The typical timeframe for construction is around 6 months. However, the timeline for custom home builds may extend, depending on the intricacy of the design. As with other details about the build, we will communicate with you about any delays or other issues that may arise.
6. Completion
Once construction is complete, we will do a final walk-through with a so-called punch list. This list will include any item that must be completed before you get the keys to your new house. It usually includes testing mechanical elements and appliances, installing finishing touches like outlet covers and hardware, fixing any damage that may have occurred during construction, and cleaning and removing things like trash and equipment.
When your new home is complete, you will:
- Meet with your project manager for an orientation on your new home.
- Learn about your home’s features, systems, maintenance requirements, and warranties
Our ultimate goal is for our customers to be absolutely thrilled with their new homes. We maintain an open line of communication with homeowners at every stage of planning and construction so that we can hear and address any concerns that you might have. The end result should be the home of your dreams that is both beautiful and built to last.
For many people, renovating their current home simply makes more sense than building or buying a new home. Perhaps you love your neighborhood, don’t want your kids to switch schools, or simply adore your house…if only it was slightly bigger or had another bathroom! A home renovation project can add tremendous value to your home while also making it more spacious, comfortable, and even luxurious for you.
Work With The Delaware Build On Your Lot Builders At Carl Deputy and Son Builders
There are lots of great reasons to build a home on your own lot – starting with the fact that you will have complete control over the process. Not only will you be able to build exactly the house that you want, but it will also be in the perfect location for you. Whether you want a scenic vista on the Eastern Shore of Maryland or a more suburban feel in Central Delaware, we can help you achieve your dreams.
At Carl Deputy and Son Builders, we build gorgeous homes for clients in Kent and Sussex Counties in Delaware and the Eastern Shore of Maryland. We have new homes available for sale, and can also build a house on your lot or one of our lots. If you already have a home, we can work with you to renovate it to make it perfect for you and your family. To learn more about our build-on-your-lot services or to schedule a consultation with a member of our team, give us a call at 302-464-5419 or fill out our online contact form.
What Our Clients Say
I never dreamed of building a custom home but I stumbled upon the opportunity after coming to Delaware. The idea seemed amazing, but was full of unknowns. Besides cost, the biggest factor for me was trust. How would I know which builder I could feel comfortable turning over years of savings to? Since I have no prior experience or knowledge in home building, I wouldn’t even know if a builder was doing the job correctly or with lasting quality.
After the first meeting with the Deputy’s I knew I could begin the process with them. They showed me in the months to come that I could let go and trust that what they said would get done, did. The process moved in an orderly and efficient manner and it was obvious building custom homes is what they were meant to be doing. I felt the quality and attention to detail they put into my home was as if they were building it to be their own home. I enjoyed the process and would 100% do it over again without reservation!
Allison Loose
FAQs
I want to Build, where do I start?
Schedule a meeting with Carl Deputy and Son Builders to delve into our On Your Lot and Custom Home offerings, complete with details on pricing and standard amenities. During our first discussion, we will:
- Concentrate on the specific features and details of your new home that hold the most significance for you.
- Conduct an assessment of your property to ascertain construction prerequisites, constraints, and requirements.
- Showcase our selection of home design floorplans to find the one that perfectly aligns with your desires.
- Clarify the construction timeline and procedures, ensuring you have a comprehensive understanding of the upcoming process.
- Discuss financing avenues and provide recommendations to help you obtain the appropriate construction/permanent financing for your unique needs.
How do we know if our land is buildable?
We provide a free lot assessment, to help you understand the costs of building on your lot and to determine if further testing is needed.
What do I need to know before buying land to build a home?
Before buying land to build a home, there are a few things you should ask:
- Does the lot need sitework, Dirt, Tree Removal, Entrance Ect? The more we need to add or remove, the more expensive the cost.
- Does the lot have public water and sewer service or is it well and septic? If septic, when was the last Perc test done, What kind of septic is needed. These all have different costs.
- Do you have a copy of the Plot Plan? This will provide potential easements and building restrictions that will affect the project.
What if I dont have my own homesite?
If you don’t already own land, you’re not alone. Many of our clients come to us without a plot in mind. Carl Deputy And Son Builders is equipped to assist, thanks to our extensive network of contacts across the region who keep us informed about available properties. We’re ready to support your search based on your preferred location, whether you’re looking for a community setting or a more secluded countryside home. With our comprehensive resources, help is just a click or a phone call away.
What are the differences between building a new home in a community and building on my own lot?
Building on your own lot offers more flexibility and customization, but it can be more expensive because the site work for a build on your lot typically costs more. The pricing structures are very different.
Can you provide a SQ FT price?
We do not offer A per square foot pricing. We provide specific pricing that is accurate and helpful. We do more work for you to provide a complete estimate, whereas other builders may only disclose a fraction of the overall price. SQFT pricing is highly inaccurate and usually results in change orders and increased costs.
How long does it take to build a home on my lot?
The construction process is organized into distinct phases that outline the overall timeline. Typically, once we obtain a work permit, we anticipate completing most properties within 6 to 8 months. However, it’s important to remember that this timeline is subject to various factors that could cause delays. These include weather conditions, delays or substitutions in the supply chain, change orders and the permitting process itself.
How does financing work when building my new home?
Most Financing for your project is managed via a Construction to Permanent Loan, which encompasses two distinct transactions: one for purchasing the land and another for the construction of the home. These transactions are then consolidated into a single settlement and loan package. The loan settlement takes place simultaneously with the acquisition of the lot, allowing you to take ownership of the property and initiate the construction loan at the same time. We maintain a roster of approved lenders who are experts in this specific type of financing, ensuring a smooth financial process for your project.
Are There restrictions when building on my own Homesite?
Constructing your home on your own lot provides unmatched autonomy and few limitations, enabling you to customize your property to perfectly match your desires. Our team is ready to evaluate the feasibility of any specific amenities you wish to include.
- Choose the size of your property without restrictions.
- Enjoy the absence of Homeowners Association (HOA) limitations.
- Have the freedom to build additional structures, such as pole buildings or a detached garage.
- Possess the flexibility to park work vehicles, like trucks or trailers, at your home.
- Benefit from greater privacy than what is typically found in community settings.
- Experience the distinction that comes with the ownership of a custom-built home.
- View your custom home as a valuable investment.
This level of personalization and flexibility highlights the unique advantages of building on your own lot.
Can you use a plan that I have?
By tailoring our approach to meet your specific requirements, every home we build is distinctly unique. Whether you opt for one of our existing home designs or bring a plan from another source, our specialized expertise shines through in every project.
Do you work with Realtors?
Absolutley! We look forward to collaborating with you! Please reach out to schedule an informative session with our team to explore partnering with Carl Deputy and Son Builders.